Finnovra is a free, AI-powered tool that transforms your transaction data into a clear, actionable financial report. 100% private, no sign-up required.
How It Works in 3 Simple Steps
Step 1: Upload File
Upload your CSV file. It's processed securely and instantly right in your browser.
Step 2: AI Categorization
Our AI instantly categorizes your transactions into clear, understandable groups.
Step 3: Get Your Report
Receive your detailed report with charts and insights. Your data is never stored.
100% Local-Only Processing – Your Data Never Leaves Your Device
Begin Your Free Analysis
See an instant report on your spending habits.
Upload your CSV file or try a demo.
Your data is 100% private and never stored.
Or, set your income first:
Sample Report
This is an example of the analysis Finnovra provides.
Note: This is a demonstration using sample data. For your personalized report, use the "Upload CSV" or "Try Demo" options on the homepage.
About Finnovra
Our Mission for Financial Literacy
Privacy First
Simplicity by Design
Financial Empowerment
In a world of complex financial products and confusing advice, managing your money can feel overwhelming. We created Finnovra with a simple mission: to empower everyone to understand their spending and take control of their financial future, without compromising their privacy.
Our goal is to give you a clear, instant, and actionable snapshot of your spending habits. By helping you see where your money is going, we hope to make budgeting less of a chore and saving money more achievable.
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The Finnovra Blog
5 Simple Steps to Create a Budget That Actually Works
01Understand Where Your Money Is Going
You can't plan your financial future if you don't know your starting point. The first step is to get a clear picture of your spending habits. Use a tool like Finnovra to automatically analyze your bank transactions. This process will categorize your expenses, showing you exactly how much you spend on groceries, transport, subscriptions, and entertainment. The results might surprise you!
02Differentiate Needs from Wants
Once you have your spending categories, divide them into two columns: Needs and Wants. "Needs" are your essential expenses required to live and work, such as rent/mortgage, utilities, essential groceries, and transport to your job. "Wants" are everything else—dining out, streaming services, new clothes, and hobbies. This step isn't about judging your choices; it’s about identifying areas where you have flexibility.
03Set Clear Financial Goals
A budget without a goal is just a list of numbers. What do you want to achieve with your money? Your goals give your budget purpose. Make them specific, measurable, achievable, relevant, and time-bound (SMART). For example, instead of "save more money," aim to "save £1,000 for an emergency fund in the next 6 months."
04Create Your Spending Plan
Now, allocate your income. Start with your needs, then set aside money for your goals. Whatever is left over can be allocated to your wants. A popular framework is the 50/30/20 rule: 50% for needs, 30% for wants, and 20% for savings. This is a guideline; adjust the percentages to fit your life and goals.
05Review and Adjust Regularly
A budget isn't a "set it and forget it" document. Life changes, and so will your finances. Set aside time once a month to review your spending. Regular check-ins keep you on track and allow you to adapt to unexpected expenses without derailing your progress.
Frequently Asked Questions
Your questions, answered.
Yes, absolutely. Finnovra is 100% free to use. There are no hidden fees, premium versions, or charges of any kind. Our goal is to make financial clarity accessible to everyone.
Your privacy is our top priority. All file processing and analysis happens directly in your browser. Your data is never uploaded, stored, or seen by us. The moment you close the browser tab, the data is gone.
Finnovra is flexible. Your CSV file just needs to contain columns with headers that include "Date", "Description", and "Amount". The order does not matter.
Our AI categorizes transactions based on common keywords. If a description is unique or doesn't contain a recognized keyword, it's placed in "Miscellaneous" to ensure every transaction is accounted for.
Get in Touch
Have questions or feedback? We'd love to hear from you.
Transparency Matters
Your data is never stored or uploaded. Everything happens securely in your browser.
How Finnovra Handles Your Data
✔All processing happens locally in your browser.
✔No data is ever uploaded, stored, or shared with any servers.
✔Reports are generated instantly and disappear when you refresh or close the page.
This privacy-first design ensures you have complete control over your financial data at all times.